Many divers are unaware of the importance, or even the
existence, of dive insurance. Scuba diving insurance is very unique
from other types of insurance. It is designed specifically to protect
divers and their unique needs.
If you currently hold other types of travel or medical insurance
you will not be completely covered in the event of a dive related
accident. Many dive shops will suggest you spend a $1 to cover all
your dive insurance needs. These deals that sound too good to be true
- absolutely are. Please be aware that in the event you need diving
related medical care, you will be responsible for the cost of treatment
if you do not have legitimate diving insurance in place before the
accident occurs.
DAN (Divers Alert Network) Dive Insurance covers the diver anywhere
in the world, in all types of environments. They offer very reasonable
annual premiums, often with no deductible or additional fees. In addition
to covering the problems associated with decompression sickness, many
policies also cover botched travel plans, snorkeling related problems
and even ear injuries.
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